Stock and Mutual Funds CGT Calculator

Calculate your Capital Gain Tax (Stocks / Mutual Funds) instantly based on profit, expenses, and current FBR applicable tax rates for the fiscal year.

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Based on FBR Guidelines

Capital Gain Tax on Mutual Fund / CIS / REIT Pakistan 2026-27

📈 Capital Gain Tax on Mutual Fund / CIS / REIT Pakistan 2026-27

Calculate capital gain tax on Mutual Fund, Collective Investment Scheme (CIS), and REIT investments based on FBR rates for Tax Year 2026-27. This is the latest calculator as per the 2026-27 budget presented by the Government of Pakistan.

Special Conditions:
Please enter the annual income funds amount.
Tax on Capital Gain on Funds 2026-27
Investor Type
Annual Income Funds
Tax Rate
Annual Tax on Income
Condition Applied

Why Use This Mutual Fund / CIS / REIT Tax Calculator?

  • ✓ Updated for Tax Year 2026-27
  • ✓ Based on Official FBR Capital Gain Tax Rates
  • ✓ Individual/AOP & Companies
  • ✓ Stock Funds & Other Funds
  • ✓ Special Conditions Support
  • ✓ Instant Tax Calculation
  • ✓ Built by SarmayakariGuru
Disclaimer: Results are estimates only and provided for educational purposes. Actual tax liability may vary depending on exemptions, tax credits and applicable FBR regulations.

HowCapital Gain Tax (Stocks / Mutual Funds) Calculated in Pakistan

Pakistan applies Capital Gains Tax (CGT) on profits earned from stocks and mutual funds. The tax is calculated based on the gain amount, holding period, and filer status.


01

Capital Gain Formula:
Capital Gain = Selling Price – Purchase Price

Only the profit (gain) is taxable — not the total investment amount.


02

Holding Period Matters:
Tax rate depends on how long you hold the investment:

  • Short-term (less than 1 year): Higher tax
  • Long-term (more than 1 year): Lower tax

The longer you hold, the lower your tax rate


03

Tax Rates (General Structure):

For Stocks (PSX):

  • Filer:
    • Less than 1 year → ~15%
    • More than 1 year → ~12.5%
  • Non-Filer:
    • Higher rates (can go up to 30%)

04

Mutual Funds Tax:

  • Equity funds → Similar to stock CGT
  • Income funds → Taxed as income (not CGT)
  • Dividend income → Separate tax (usually 15%)

05

Automatic Deduction (PSX System):

For stocks:

  • CGT is usually automatically calculated and deducted by:
    • NCCPL (National Clearing Company)

 No manual calculation needed for most investors

Pro Tip: Always keep digital records of your expenses. Without receipts, FBR may disallow certain deductions during an audit.

Important Disclaimer

Sarmaya Kari Guru is strictly an educational platform. We do not provide personalized investment advice, brokerage services, or guarantee returns. Investing involves risk. Please consult with licensed financial professionals before making any financial commitments.

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