SarmayakariGuru provides professional accounting and taxation services in Pakistan for individuals, freelancers, and businesses of all sizes. From daily bookkeeping and FBR income tax return filing to SECP company compliance and NTN registration — our certified accountants handle every financial obligation so you can focus on growing your business.
SarmayakariGuru is a FBR-registered and SECP-verified accounting firm providing end-to-end financial management services across Pakistan. From meticulous bookkeeping and monthly sales tax returns to annual income tax filing and SECP corporate compliance — we handle every financial complexity with precision and reliability.
With 15+ years of experience and 500+ active clients across Karachi, Lahore, Islamabad, Faisalabad, and Multan — SarmayakariGuru is the firm Pakistani businesses and individuals trust to stay compliant, organized, and penalty-free.
We offer a complete range of accounting, bookkeeping, and tax services for individuals, salaried employees, freelancers, sole proprietors, partnerships (AOPs), and private limited companies across Pakistan.
Accurate, real-time recording of all your financial transactions with secure cloud access — available anytime, anywhere. Our certified bookkeepers maintain your general ledger, accounts payable/receivable, bank reconciliation, and trial balance — giving you a clear picture of your business finances every day. Ideal for SMEs, retailers, and e-commerce businesses on Daraz and Shopify.
Comprehensive financial statements including balance sheets, profit & loss accounts, cash flow statements, and notes to accounts — prepared in accordance with International Financial Reporting Standards (IFRS) and Pakistan’s Companies Act 2017. Our reports are audit-ready and accepted by banks, investors, and regulatory authorities.
Expert FBR income tax planning and timely return filing for salaried individuals, freelancers, sole proprietors, Associations of Persons (AOPs), and private limited companies across Pakistan. We handle NTN registration, wealth statements, asset declarations, and ensure your name appears on the Active Taxpayers List (ATL) — giving you filer benefits including lower withholding tax rates on bank transactions, property, and vehicles.
Monthly sales tax return preparation and submission in full compliance with the Federal Board of Revenue (FBR) and all four provincial sales tax authorities — Punjab Revenue Authority (PRA), Sindh Revenue Board (SRB), Khyber Pakhtunkhwa Revenue Authority (KPRA), and Balochistan Revenue Authority (BRA). We ensure zero penalties and timely filing every single month.
Complete corporate secretarial and statutory compliance services for companies registered with the Securities and Exchange Commission of Pakistan (SECP). Services include annual return filing (Form A/29), change of directors, share transfers, registered office changes, and maintenance of statutory registers. We ensure your company remains in good standing with SECP at all times.
Complete NTN (National Tax Number) registration and FBR IRIS portal enrollment for individuals, freelancers, and businesses. We handle the entire process — from CNIC verification and portal registration to NTN issuance and sales tax registration. Get your NTN number within 3 to 5 working days. Also includes STRN (Sales Tax Registration Number) for businesses.
End-to-end private limited company registration with SECP — from name availability check and MOA/AOA drafting to digital signature, CEES filing, and certificate of incorporation. We also handle sole proprietorship and partnership (AOP) registration with the relevant authorities. Company registration completed within 5 to 7 working days.
Contact us for specialized corporate advisory and audit services.
Choosing an accounting firm is one of the most important decisions for your business. Here is why clients across Pakistan — from freelancers in Karachi to manufacturing companies in Faisalabad — rely on SarmayakariGuru year after year.
Our team of certified accountants and tax consultants brings over 15 years of specialized experience in Pakistan’s tax laws, FBR regulations, and SECP compliance requirements. We stay updated with every Finance Act amendment so your business is always compliant.
Since our founding, not a single client has received an FBR penalty for late or incorrect filing under our management. We track every deadline — income tax, sales tax, withholding tax, and SECP — with automated reminders and early preparation.
Our accounting and tax service fees are clearly communicated upfront — no surprises, no hidden charges. We offer monthly retainer packages for ongoing bookkeeping and tax compliance, as well as one-time service fees for NTN registration, company registration, and annual tax returns.
All your financial documents, tax returns, and compliance records are stored on secure encrypted cloud servers. Access your complete financial history anytime from any device — no more lost receipts or missing tax acknowledgment slips.
Our clients get a dedicated WhatsApp support line for instant answers to urgent tax questions — especially during FBR deadline periods. Our consultants also visit your office in Karachi, Lahore, and Islamabad for in-person reviews and document collection.
Getting started with SarmayakariGuru’s accounting and taxation services is completely hassle-free. Here is how we onboard new clients and handle your financial compliance from day one.
Book a free 30-minute consultation via phone, WhatsApp, or our website. Our tax consultant will assess your current situation — whether you need bookkeeping, tax filing, NTN registration, or SECP compliance — and recommend the right service package for your needs.
Submit your required documents securely through our digital portal or WhatsApp. For income tax returns: CNIC, salary slips or business income records, bank statements, and asset details. For bookkeeping: sales invoices, purchase receipts, and bank statements. We provide a complete document checklist upfront.
Our certified accountants review all submitted documents, prepare your tax returns or financial statements, and conduct a final compliance check. We identify all eligible tax deductions and credits to minimize your tax liability legally — maximizing your savings within FBR’s framework.
Your tax returns are filed on the FBR IRIS portal and acknowledgment receipts are shared with you immediately. For bookkeeping clients, monthly financial statements are delivered by the 5th of every month. All filings and documents are archived securely in your client portal for future reference.
Late or incorrect FBR filings result in heavy penalties — up to Rs. 50,000 for late income tax returns and 10% surcharge on outstanding tax liability. As a filer on the Active Taxpayers List (ATL), you benefit from significantly lower withholding tax rates on bank profits, property transactions, vehicle registration, and cash withdrawals. SarmayakariGuru ensures you are always compliant and ATL-active.
Accurate monthly bookkeeping and financial reports give you precise visibility into your revenue, expenses, profit margins, and cash flow — enabling smarter business decisions. Know exactly which products, branches, or clients are profitable and which are draining resources.
Accounting, tax filing, and SECP compliance are time-consuming and complex. By outsourcing to SarmayakariGuru, you free up 10 to 20 hours per month — time better spent on sales, operations, and business development. Our team becomes your back-office finance department at a fraction of the cost of hiring in-house staff.
Use our free Pakistan income tax calculator to estimate your FBR tax liability for the 2025-26 tax year. Covers salary income tax, business income tax, and withholding tax on property rental income — updated as per the latest Finance Act 2025.
| MONTHLY | YEARLY | ||
|---|---|---|---|
| Income | Income | ||
| Tax | Tax | ||
| After Tax | After Tax | ||
These calculations are estimates based on FBR tax slabs for Tax Year 2026 (July 2025 – June 2026). For precise tax planning and filing, consult our certified tax experts.
To register for a National Tax Number (NTN) in Pakistan, you need your original CNIC, a recent utility bill (electricity or gas), a valid mobile number and email address, and your business address (if registering as a business). For a company NTN, you also need your SECP certificate of incorporation and Form A. SarmayakariGuru handles the complete FBR IRIS registration process for you — NTN issued within 3 to 5 working days.
The deadline to file income tax returns in Pakistan for Tax Year 2026 (July 2025 to June 2026) is September 30, 2026 for salaried individuals and business persons. Filing after the deadline results in a penalty of Rs. 1,000 per day (up to Rs. 50,000) and removal from the Active Taxpayers List (ATL). SarmayakariGuru ensures all client returns are filed well before the deadline.
Under the Income Tax Ordinance 2001, the following persons must file a return in Pakistan: (1) Any individual with annual income exceeding Rs. 600,000 (salaried) or Rs. 400,000 (business), (2) Owners of vehicles above 1000cc, (3) Owners of property 500 sq yards or more, (4) Holders of a commercial electricity connection, (5) All registered companies and AOPs. Filing also gives you filer status with significant tax rate reductions on banking, property, and vehicle transactions.
Income tax in Pakistan is charged on your annual earnings — salary, business profit, or property income — and is filed once a year by September 30. Sales tax (GST) is charged on the supply of goods and services and is filed monthly. Businesses with annual turnover exceeding Rs. 10 million must register for sales tax with FBR and file monthly returns by the 18th of each month. SarmayakariGuru handles both income tax and sales tax compliance for businesses across Pakistan.
SarmayakariGuru's accounting and tax services start from Rs. 3,000 per month for basic bookkeeping and Rs. 5,000 for individual income tax return filing. Monthly accounting retainer packages for businesses start from Rs. 8,000 per month — covering bookkeeping, sales tax returns, and FBR compliance. Contact us for a custom quote based on your specific requirements.
Yes. Freelancers in Pakistan earning from Fiverr, Upwork, Freelancer.com, or international clients must file income tax returns with FBR. Freelancers enjoy a reduced withholding tax rate of 1% (or 0.25% for technology exports under PSEB registration) on foreign remittances. SarmayakariGuru helps freelancers with NTN registration, annual tax return filing, and PSEB registration for maximum tax benefits.
Stop worrying about FBR deadlines, SECP filings, and monthly tax returns. SarmayakariGuru’s certified accounting team manages your complete financial compliance — so you never miss a deadline, never pay an unnecessary penalty, and always have clear financial reports at your fingertips. Join 500+ satisfied clients across Pakistan.
