Capital Gain Tax (Stocks / Mutual Funds) Calculator Pakistan

Calculate your Capital Gain Tax (Stocks / Mutual Funds) instantly based on profit, expenses, and current FBR applicable tax rates for the fiscal year.

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Based on FBR Guidelines

Stocks & Mutual Funds CGT Calculator Pakistan 2025–2026
Calculate capital gain tax for PSX stocks and mutual funds based on holding period and filer status.
CGT SUMMARY
Capital Gain
Tax Rate
Total Tax
Net Profit After Tax

HowCapital Gain Tax (Stocks / Mutual Funds) Calculated in Pakistan

Pakistan applies Capital Gains Tax (CGT) on profits earned from stocks and mutual funds. The tax is calculated based on the gain amount, holding period, and filer status.


01

Capital Gain Formula:
Capital Gain = Selling Price – Purchase Price

Only the profit (gain) is taxable — not the total investment amount.


02

Holding Period Matters:
Tax rate depends on how long you hold the investment:

  • Short-term (less than 1 year): Higher tax
  • Long-term (more than 1 year): Lower tax

The longer you hold, the lower your tax rate


03

Tax Rates (General Structure):

For Stocks (PSX):

  • Filer:
    • Less than 1 year → ~15%
    • More than 1 year → ~12.5%
  • Non-Filer:
    • Higher rates (can go up to 30%)

04

Mutual Funds Tax:

  • Equity funds → Similar to stock CGT
  • Income funds → Taxed as income (not CGT)
  • Dividend income → Separate tax (usually 15%)

05

Automatic Deduction (PSX System):

For stocks:

  • CGT is usually automatically calculated and deducted by:
    • NCCPL (National Clearing Company)

 No manual calculation needed for most investors

Pro Tip: Always keep digital records of your expenses. Without receipts, FBR may disallow certain deductions during an audit.

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