Effective Date: January 1, 2026
Website: sarmayakariguru.com
Welcome to sarmayakariguru.com, a financial education platform focused on investment awareness, stock market knowledge, savings strategies, and personal finance in Pakistan. By using this website, you agree to the following terms, disclaimer, privacy practices, and disclosures.
1. Financial & Investment Disclaimer
The content published on sarmayakariguru.com is for educational and informational purposes only. It does not constitute financial, investment, tax, or legal advice under the laws of Pakistan.
Sarmayakari Guru is not a licensed broker, investment advisor, or asset management company regulated by the Securities and Exchange Commission of Pakistan (SECP) unless explicitly stated otherwise.
All articles, stock analysis, investment strategies, market commentary, and opinions represent personal views and are not recommendations to buy, sell, or hold any securities, mutual funds, bonds, commodities, cryptocurrencies, or other financial instruments.
Investing in financial markets involves risk. Capital may fluctuate and investors may lose part or all of their investment. Past performance is not a guarantee of future results.
Users are strongly advised to:
- Conduct their own research (DYOR)
- Review official disclosures
- Consult an SECP-licensed financial advisor before making investment decisions
Under no circumstances shall sarmayakariguru.com, its owners, writers, or contributors be held liable for any direct, indirect, or consequential financial losses arising from reliance on website content.
2. Affiliate Disclosure (AdSense & Monetization Transparency)
To maintain transparency and comply with Google AdSense policies:
- This website may display advertisements through Google AdSense.
- We may participate in affiliate marketing programs.
- Some links on this website may be affiliate links.
- If you purchase a product or service through such links, we may earn a small commission at no extra cost to you.
Affiliate relationships do not influence our content. We aim to provide honest, unbiased financial education.
3. Limitation of Liability
All information is provided “as is” without warranties of any kind.
sarmayakariguru.com shall not be responsible for:
- Investment losses
- Trading losses
- Business losses
- Technical website interruptions
- Errors or omissions in content
Your use of the website is solely at your own risk.
4. Compliance with Pakistan Digital Environment
This website operates in accordance with applicable Pakistani laws including:
- Electronic Transactions Ordinance 2002
- Prevention of Electronic Crimes Act (PECA) 2016
We aim to maintain ethical digital publishing standards aligned with SECP awareness guidelines for financial education platforms.