Capital Gain Tax Calculator (Property) Pakistan

Pakistan applies Capital Gains Tax (CGT) on the sale of property. This tax is calculated based on the profit (gain) earned from selling a property, along with the holding period and filer status.

01

Capital Gain Formula:
Capital Gain is calculated as:

👉 Capital Gain = Selling Price – Purchase Price

Only the profit amount is taxable, not the full property value.

02

Holding Period (Very Important):
Tax depends on how long you hold the property:

• Short-term (≤ 1 year): Higher tax
• 1–2 years: Moderate tax
• 2–3+ years: Lower or sometimes zero tax (depending on policy)

👉 The longer you hold, the less tax you pay

03

Tax Rates (General Idea):

• Filer: Lower CGT rates
• Non-Filer: Higher CGT rates

Example (simplified):

• Up to 1 year → ~15%
• 1–2 years → ~10–12.5%
• 2–3 years → ~5–7.5%
• Above 3–4 years → may be 0% (exempt)

04

Immovable Property Types:

CGT applies to:

• Plots
• Houses
• Commercial properties

Rates may differ slightly depending on type and location

05

FBR Valuation vs Actual Price:

Tax may be calculated using:

• Declared sale value
• OR FBR property valuation rate

👉 Whichever is higher